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1st Class Home Loans

Home Loans

1st Street provides an all-encompassing solution for your home loan requirements with a wide range of home loan services.

Basic Home Loan

A no-frills loan with a low variable interest rate and little or no fees.

Line of Credit

A pre-approved limit which can be borrowed in part or in its entirety.

Split Loan

A loan which manages risk and is split between fixed and variable interest rates.

Investment Loan

A tax-effective loan for investors.

Introductory Rate Home Loan

A lower initial rate for those looking to minimise payments in the short term.

Redraw Facility

A feature which allows you to make additional repayments to reduce the loan amount and minimise the interest, with the option to redraw those additional funds at any time.

Offset Account or All In One Account

An account which combines your loan, savings, credit and cheque accounts which is intended to minimise the loan amount and thus reduce the interest payable.

Construction Loan

Access funds as they are required at the various stages of building.

First Home Buyer Loan

Ease into the repayments and the costs of buying a first home. 1st Street can also assist buyers with obtaining the First Home Owners Grant and Stamp Duty Exemptions.

Bridging Loan

For when you need to access funds for a limited time only. This type of financing usually is a result of an overlap of two properties.


1st Street Pty Ltd | ABN: 29 101 256 348 | Credit Representative Number 490057 is authorised under Australian Credit Licence number: 389328