1st Street provides an all-encompassing solution for your home loan requirements with a wide range of home loan services.
A no-frills loan with a low variable interest rate and little or no fees.
A pre-approved limit which can be borrowed in part or in its entirety.
A loan which manages risk and is split between fixed and variable interest rates.
A tax-effective loan for investors.
A lower initial rate for those looking to minimise payments in the short term.
A feature which allows you to make additional repayments to reduce the loan amount and minimise the interest, with the option to redraw those additional funds at any time.
An account which combines your loan, savings, credit and cheque accounts which is intended to minimise the loan amount and thus reduce the interest payable.
Access funds as they are required at the various stages of building.
Ease into the repayments and the costs of buying a first home. 1st Street can also assist buyers with obtaining the First Home Owners Grant and Stamp Duty Exemptions.
For when you need to access funds for a limited time only. This type of financing usually is a result of an overlap of two properties.