Loan Refinance

Refinancing your loan with 1st Street Financial gives you the opportunity to reassess and optimise your existing debt structure — whether that’s your home loan or an investment loan. By refinancing, you may be able to secure a lower interest rate, reduce your monthly repayments or even shorten the loan term. 1st Street’s team compares multiple lenders across their panel to find a refinancing deal tailored to your financial situation, helping you take advantage of market shifts or improved credit conditions to save money long-term.

Beyond rate savings, refinancing through 1st Street Financial can offer greater flexibility and control over your finances. You could use refinancing to consolidate debts, release equity for renovations or investments, or restructure your loan to better suit changes in income or lifestyle. With their guidance, you gain clarity on the costs, benefits and possible risks — empowering you to make an informed decision for your financial future.