Offset or Redraw: What to Weigh Up as Rates Climb
As interest rates continue to rise, many borrowers are hitting pause to reassess their home…
Whether you’ve opted for a sea change, a tree change or something in between, moving house and discovering a new neighbourhood is an exhilarating time.


Here’s how to make your packing and moving experience as smooth and seamless as possible, so you can hit the ground running as soon as you arrive in your new dwelling.
Declutter!
This is a great opportunity to declutter and get rid of anything that is no longer serving you. Try decluttering by category, not by room. This means dealing with every single one of your books at once, for example, so they don’t creep from room to room, never getting tidied up.
Pack early
Once you’ve decluttered, start packing! Start early and follow the room by room method, categorising and sorting things into labelled boxes (we’ll give you some tips on how to box things up too), so they’re easy to identify, unpack and organise later.
Checklist:
Be strategic with your boxes
You’ll thank yourself at the other end if you resist the temptation to throw everything into a box higgledy-piggledy.
Try:
Get to know your new neighbourhood
Don’t get caught out with a bad coffee! Research your new neighbourhood, find the best reviewed coffee shop, and get excited about your new turf.
Start here:
We hope these tips help you have a quick and seamless move, so you can spend more time enjoying your new home!
As interest rates continue to rise, many borrowers are hitting pause to reassess their home…
The typically busy Spring sales season is upon us, so what does it mean with…
Yes, that’s right. You pay zero, zip, nada.
1st Street’s premium service comes at no cost to you! 1st Street is paid by the lender when your loan settles, however, this will not affect your interest rate or loan fees! It is often more cost-effective for a mortgage broker to process a loan rather than the lenders processing it themselves in-house. In fact, we often find that we can save you money by negotiating on your behalf.
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*While our core residential home loan services are provided free of charge, there may be instances where specific services require a fee. If you have any questions about which services are complimentary and which might incur a charge, please feel free to reach out.
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