Meet your local mortgage broker

Pennie Brown

Pennie is based on the Gold Coast and has an extensive and varied career in the Finance Industry, with over 15 years of experience in a combination of Consumer and Commercial lending. 

Pennie is passionate about helping her clients achieve their financial goals, from First Home Owners to Investors, and enjoys providing the education piece of the broker/client relationship as much as anything else.

Pennie decided to be a broker when she realised that having access to a panel of lenders meant she was able to provide better solutions to a broader range of people.


“To Pennie. Thankyou so much for going above and beyond for us! You truly made refinancing our home loan such an easy experience. Not to mention helping us get in a better financial position. We can’t thankyou enough and hope you know what a difference you have made for our family.”

Kate and Aaron

“We were absolutely thrilled with Pennie Brown – She is quick, responsive and accurate when evaluating your personal situation. Pennie gave us the confidence to proceed with our loan and it was a great outcome for us all. Pennie is approachable and easy to understand when it comes to the structure of the loan etc and we have no hesitation in recommending her as your Broker!! We will be using her all the time as we proceed forward into other ventures. Thankyou Pennie you’re fantastic.”


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Our service is completely


Yes, that’s right. You pay zero, zip, nada.

1st Street’s premium service comes at no cost to you! 1st Street is paid by the lender when your loan settles, however, this will not affect your interest rate or loan fees! It is often more cost-effective for a mortgage broker to process a loan rather than the lenders processing it themselves in-house. In fact, we often find that we can save you money by negotiating on your behalf.


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Use our online calculators to work out how much you can borrow, loan repayments, stamp duty and lots more.

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