Who’s who in a property purchase?

If you’re buying property for the first time, you may be a little confused about which professionals you’ll need on your team.

Surrounding yourself with a network of supportive experts could help make the buying process a lot smoother and stress-free.

Here’s who you are likely to encounter and how you can take advantage of their knowledge base.

Real estate agent

Hired by the vendor (or seller), the real estate agent helps market the property, answers questions from prospective buyers and oversees price negotiations. Their goal is to get the best result for the seller.

Unless you’re working with a private vendor, liaising with a real estate agent is a given.


Valuers inspect properties and give an independent valuation of their market value. This is based on the property, location and current market. 

Getting a valuation is an important part of the loan application process. Lenders often engage an impartial valuer to assess the property, so that they know what loan amount may be warranted.


Most people need to borrow money from a lender, or financial institution, to fund their property purchase.

It might be a major bank, second-tier or non-major, or a specialist lender for more complex funding requirements.


The legalities of a property purchase are taken care of by a licensed and qualified conveyancer. If they are a solicitor, they may also offer legal advice.

Your conveyancer will prepare the paperwork to ensure transfer of ownership meets any legal requirements in your state or territory.

Building and pest inspectors

The last thing you want is to discover structural issues or unwanted guests post-purchase. Enter your building and pest inspector.

These professionals inspect the property and look for any issues that could cost you money in the long run.

If the property is still your dream home but needs some work, the building and pest report can prove to be a valuable bargaining tool.

Insurance companies

Buying a home or investment property is a high-value purchase and long-term financial commitment, so you need to think about insurance.

Insurance companies can help with all sorts of cover, from mortgage protection to property insurance. 

Often finance brokers can line you up with insurance too, or put you on to a reputable insurance broker.

Finance broker (that’s me)

I can help you with finding the mortgage to most suit your unique financial circumstances, to overseeing the loan application process.

I will act as a liaison between you and the lender, negotiating a loan product that matches your needs.

Not only doing the legwork and ensuring your loan is processed as smoothly as possible, I’ll also be there to guide you through the entire process.

I can also assist with all sorts of things like insurance, renovation finance and debt consolidation.

Looking to get into the market?

The first step is to talk to us about your finance needs.

We’ll explain your borrowing capacity and organise pre-approval on your home loan. That way, you’ll be ready to negotiate with confidence when you do come across your dream home. Get in touch today!

Our service is completely


Yes, that’s right. You pay zero, zip, nada.

1st Street’s premium service comes at no cost to you! 1st Street is paid by the lender when your loan settles, however, this will not affect your interest rate or loan fees! It is often more cost-effective for a mortgage broker to process a loan rather than the lenders processing it themselves in-house. In fact, we often find that we can save you money by negotiating on your behalf.

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your numbers

Use our online calculators to work out how much you can borrow, loan repayments, stamp duty and lots more.

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A word from our satisfied customers

Maxine Zhong
Maxine Zhong
19 October 2023
Amanda has been such an incredible support throughout our very first time going through the home loan process. Her thoughtfulness to regularly check in to make sure all our questions were answered and that all our documents were in place helped to make the whole daunting process feel seamless and easy. I could not recommend her enough - she made sure to keep us informed every step of the way and made sure all necessary documents/processes were completed well ahead of time so we never had to worry about missing any steps. She went well above and beyond her role, and I know we will definitely be coming back to her in the future, as well as recommending her to all of our networks! Thank you again, Amanda!
Mark Nesbitt
Mark Nesbitt
11 October 2023
Greg and the team provide an outstanding service. Highly recommended
Christine Tran
Christine Tran
23 September 2023
Yuval handled my first ever home loan, he did such an amazing job I asked to him to refinance for me 2 years later. Yuval made everything very easy for me, and will give his best recommendation as if it was his own. Would always recommend Yuval :)
David Petrini
David Petrini
25 August 2023
Yuval Bloomfield was an absolute delight to work with. He made it extremely easy for my clients to discuss about their financial situation. With Yuval's strong connections he was able to get the loan my clients wanted in very quick time. Will definitely refer Yuval again.
Sophie Linehan
Sophie Linehan
24 August 2023
Greg and the team at 1st Street were fantastic all the way through the process of getting our financing sorted and buying a new home. They not only secured us the most competitive mortgage in the market but they also gave advice on a number of mortgage-adjacent questions that came up along the way. Their responsive and thoughtful guidance helped make the nail-biting process clear and calm. We would definitely recommend their services.
Gabrielle Scott-Jones
Gabrielle Scott-Jones
18 August 2023
Greg and his team gave me exceptional advice and support. They were timely and detailed in their responses and dealt patiently with me as a first home buyer and all of my questions. The lender at the bank commented on how well I was being looked after compared with other brokers in the market. I’d highly recommend 1st Street to anyone, including friends and family.
Eli Simic
Eli Simic
15 August 2023
Great communication and fast service
Richard Kuipers
Richard Kuipers
11 August 2023
Jeremy and his team are superb. Negotiated the best deal for us and were an absolure pleasure to work with. Highly recommended, you can't do any better in my opinion.
Jordan Rivkin
Jordan Rivkin
1 August 2023
The team at 1st Street truly are professionals. I can't recommend Jeremy highly enough, he is extremely competent and just a great guy. You're in safe hands with 1st Street!
Yossi Bengida
Yossi Bengida
23 July 2023
Another amazing job by David and Bree. Always available for our questions, helpful and just 10/10 Seriously good work !! See you on the next one :) Yossi and liz